Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to The Independent Investor, and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to The Independent Investor include The Independent Investor website and its subsidiary websites are News and Information sites. By using the The Independent Investor website, you consent to the data practices described in this statement.

Collection of your Personal Information

In order to better provide you with products and services offered on our Site, The Independent Investor may collect personally identifiable information, such as your:

First and Last Name

E-mail Address

Phone Number

If you purchase The Independent Investor’s products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.

Use of your Personal Information

The Independent Investor collects and uses your personal information to operate its website(s) and deliver the services you have requested.

The Independent Investor may also use your personally identifiable information to inform you of other products or services available from The Independent Investor and its affiliates.

Sharing Information with Third Parties

The Independent Investor may sell, rent, or lease customer information to third parties for the following reasons:

We may sell, rent or lease user information to third parties so that our partners and affiliates may send you relevant promotions.

The Independent Investor may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is transferred to the third party. The Independent Investor may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to The Independent Investor, and they are required to maintain the confidentiality of your information.

The Independent Investor may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on The Independent Investor or the site; (b) protect and defend the rights or property of The Independent Investor; and/or (c) act under exigent circumstances to protect the personal safety of users of The Independent Investor, or the public.

Tracking User Behavior

The Independent Investor may work with third parties that collect data about your use of the website and other sites for non-advertising purposes. The Independent Investor uses Google Analytics and other third party services to keep track of the websites and pages our users visit within The Independent Investor, in order to determine what The Independent Investor services are the most popular. This data is used to deliver customized content and advertising within The Independent Investor to customers whose behavior indicates that they are interested in a particular subject area.

We use heat-maps, scroll-maps and click reports to see how customers are responding to elements of our sites. We use user recordings to understand general patterns of how people browse our sites. For more information about how Google Analytics collects and uses data when you use our Website, visit www.google.com/policies/privacy/partners, and to opt out of Google Analytics, visit tools.google.com/dlpage/gaoptout.

Automatically Collected Information

Information about your computer hardware and software may be automatically collected by The Independent Investor. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the The Independent Investor website.

Use of Cookies

The The Independent Investor website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize The Independent Investor pages, or register with The Independent Investor site or services, a cookie helps The Independent Investor to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same The Independent Investor website, the information you previously provided can be retrieved, so you can easily use the The Independent Investor features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of The Independent Investor services or websites you visit.

Links

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Security of your Personal Information

The Independent Investor secures your personal information from unauthorized access, use, or disclosure. The Independent Investor uses the following methods for this purpose:

SSL Protocol

When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.

Children Under Thirteen

The Independent Investor does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

Opt-Out & Unsubscribe from Third Party Communications

We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from third-party partners of The Independent Investor by contacting us here:

Web page:

www.TheIndependentInvestor.com

Email:

Support@TheIndependentInvestor.com

Phone:

(859) 838-8800

E-mail Communications

From time to time, The Independent Investor may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from The Independent Investor or click on a link therein.

If you would like to stop receiving marketing or promotional communications via email from The Independent Investor, you may opt out of such communications by clicking on the UNSUBSCRIBE button.

External Data Storage Sites

We may store your data on servers provided by third party hosting vendors with whom we have contracted.

Changes to this Statement

The Independent Investor reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

California Privacy Rights

This section contains disclosures required by the California Consumer Privacy Act (“CCPA”) and applies only to “personal information” that is subject to the CCPA. Consumers with disabilities may access this notice by contacting Support@TrafficTitans.co.

Personal information we collect, disclose for a business purposes, and sell

We collect the categories of personal information about California consumers identified in the chart below. In the past 12 months we have disclosed and sold California consumers’ personal information to third parties for business or commercial purposes – details are set out in the chart below.

We collect the categories of personal information about California consumers identified in the chart below. In the past 12 months we have disclosed and sold California consumers’ personal information to third parties for business or commercial purposes – details are set out in the chart below.

Categories of Personal Information Collected in the last 12 months: Categories of sources from which information is collected: Business or commercial purposes for collection, use and sharing: Disclosed for business purposes to the following categories of third parties: Sold to the following categories of third parties:

Personal and online identifiers (such as first and last name, email address or unique online identifiers) Yes All Categories listed below All purposes listed below. All categories listed below All categories listed below.

Categories of information described in Section 1978.80(e) of the California Civil Code (such as bank account number, credit card number, debit card number, or any other financial institution. Yes All Categories listed below All purposes listed below. All categories listed below All categories listed below.

Commercial or transactions information (such as records of personal property or products or services purchased, obtained or considered) Yes All Categories listed below All purposes listed below. All categories listed below All categories listed below.

Internet or other electronic network activity information (such as browsing history, search history, interactions with a website, email, application, or advertisemen t0 Yes All Categories listed below All purposes listed below. All categories listed below All categories listed below.

Education information Yes All Categories listed below All purposes listed below. All categories listed below All categories listed below.

Inferences drawn from the above information about your predicted characteristics and preferences Yes All Categories listed below All purposes listed below. All categories listed below All categories listed below.

Categories of Sources

We collect this personal information from the following categories of sources:

Consumers

Service providers

Affiliates in our group companies

Consumer data resellers

Why we collect, use, and share California Information

We use and disclose the personal information we collect for our commercial and business purposes as set out in this privacy policy. These commercial and business purposes include, without limitation:

Our commercial purposes, including marketing, advertising, and enabling commercial transactions.

Our business purposes as identified in the CCPA, which include:

Auditing related to our interactions with you

Legal Compliance

Detecting and protecting against security incidents, fraud, and illegal activity

Debugging

Performing services (for us or our service provider) such as account servicing, processing orders and payments, and analytics

Internal research for technological improvement

Internal operations

Activities to maintain and improve services

Other one-time uses

Recipients of California Personal Information

We sell the categories of personal information listed above to the categories of third parties listed below:

Service providers

Affiliates in our group companies

Consumer data resellers

We disclose the categories of personal information listed above to the categories of third parties listed below for business purposes:

Service providers

Affiliates in our group companies

Advertising networks and consumer data resellers

Internet service providers

Data analytics providers

Operating systems and platforms

Social networks

Government entities, if required to do so.

Your Rights Regarding Personal Information

California residents have certain rights with respect to the personal information collected by businesses. If you are a California resident, you may exercise the following rights regarding your personal information, subject to certain exceptions and limitations:

The right to know the categories and specific pieces of personal information we collect, use, discloses and sell about you; the categories of sources from which we collected your personal information; our purposes for collecting or selling your personal information; the categories of your personal information that we have either sold or disclosed for a business purpose; and the categories of third parties with which we have shared personal information.

The right to request that we delete the personal information we have collected from you or maintain about you.

The right to opt out of our sale(s) of your personal information. Please note that if you opt out of certain types of sales, we will be unable to provide you with the services that rely on such sales.

The right not to receive discriminatory treatment for the exercise of the privacy rights conferred by the CCPA.

To exercise any of the above rights, please contact us as follows:

Email Address:

Support@TheIndependentInvestor.com

Telephone number:

(859) 838-8800

Verification Process and Authorized Agents

We may need to request additional information about you to verify your identity or understand the scope of your request, although you will not be required to create an account with us to submit a request or have it fulfilled. At a minimum, you will need to prove your name and email address.

You may designate an authorized agent to make a CCPA request on your behalf by informing our customer service team at (877) 375-1142. You will need to provide your name and address, your agent’s name and address, and a copy of the document which you appointed the agent.

Contact Information

The Independent Investor welcomes your questions or comments regarding this Statement of Privacy. If you believe that The Independent Investor has not adhered to this Statement, please contact The Independent Investor at:

The Independent Investor

2343 Alexandria Drive, Ste 305

Lexington, Kentucky 40504

Email Address:

Support@TheIndependentInvestor.com

Telephone number:

(859) 838-8800

Effective as of September 27, 2022